There can be as many as six co-applicants in a joint loan.

Despite price correction, policies that support the yellow metal will remain in place in the foreseeable future.

Annual premiums do not exceed what you readily shell out for an OTT subscription.

If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.

Only those who stick to the old I-T regime will get this benefit.

Almost all banks that issue contactless cards provide users with a 100 per cent liability cover.

While players like Paytm, MobiKwik, and PhonePe allow you to buy gold for Rs 1, Amazon Pay has kept the minimum amount at Rs 5. Digital gold is essentially an avenue for investing in physical gold.

The reimbursement components of your salary require you to furnish bills before they become tax-exempt. Producing them may be difficult this year.

Finance Act, 2019 has made it mandatory for certain categories of taxpayers to file their ITR, even though their income may be below the taxable threshold. read on to find the details.

While it is not clear whether the new form will be applicable from this year, some chartered accountants say that things can go both ways. The new deadline for filing ITR is November 30.

You also avoid capital gains tax during redemption in case the gold price is higher, making them tax efficient.

Bindisha Sarang takes a look at Vodafone's RedX and Airtel's new plan.

Physical KYC takes anywhere between two to five working days to get done, V-KYC, only a few minutes.

To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.

By the time the security failure is discovered and fixed, the damage is already done. A CIO survey by Forcepoint and Frost & Sullivan found that 69 per cent of Indian organisations were at risk of data breach. Whenever there is data breach, there is a potential disaster waiting to happen.

You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.

There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.

Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.